اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal
Ee Allah, ninajikinga kwako kutokana na wasiwasi na huzuni, udhaifu na uvivu, ubakhili na woga, mzigo wa deni na kudhulumiwa na watu.
Recite when feeling anxious, worried, or depressed
The Prophet (PBUH) used to frequently make this dua, seeking refuge from all that prevents a person from being productive.