Arabic Text

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ

Transliteration

Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal

Translation

O Allah, je cherche refuge auprès de Toi contre l'anxiété et le chagrin, contre la faiblesse et la paresse, contre l'avarice et la lâcheté, contre le fardeau de la dette et l'oppression des hommes.

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Hadith
Bukhari 2893, 6369 Sahih
When to Recite

Recite when feeling anxious, worried, or depressed

Vertus

The Prophet (PBUH) used to frequently make this dua, seeking refuge from all that prevents a person from being productive.